Bank of America Member Banking
Checking Account
- No monthly service charge if balance requirements are met
- Free banking services and preferred rates
- Free Online Banking service with free Bill Pay
Get rewarded for banking with Bank of America and receive almost every banking service you need for free or at preferred rates.
Who it's for
If you have higher balances and want to be rewarded with special custom features and services.
Standard Features
- Free Online Banking service with free Bill Pay
- Free wallet or duplicate style checks1
- Free standard size safe deposit box rental where available
- No fee cashier's check and travelers cheque services
- Check Image or Check Safekeeping
- Free Bank of America Check Card with Total Security Protection® and Photo Security®
- Trade stocks online for as low as $0 with Bank of America Investment Services, Inc®
Flexible Account Options
- Unlimited check writing
- Unlimited teller service
- A second Prima checking account with no minimum balance requirements and no monthly service charge
- A money market savings account with no monthly service charge
- Overdraft protection available from a linked savings account or credit card
1 Free checks applies to select styles only. A discount will be applied when a different style is selected.
Savings Account
- Low minimum balance required
- Save for unplanned expenses and special purchases
- Use it for overdraft protection on checking
- Start your savings plan with a low opening balance
Who it's for
- You're opening your first savings account
- Your want to consistently svae money for unexpected expenses or a special purchases (vacation, holiday gifts)
Standard Features
- Open an account with as little as $25
- Free Online Banking Services
- FDIC insured to the maximum amount allowed by law
- Avoid service charge of $3 with automatic monthly transfer of $25 or more from checking or with minimum balance of $25
Flexible account options
- Transfer money to or from checking
- Monthly statement if you use an ATM or have transfers or a combined statement. Other statements issued quarterly
- Easy access to your funds at any Bank of America ATM or Banking Center
Keep the Change
- Automatically save with each Check Card purchase
- Bank of America will match 100% of your savings for the first 3 months and 10% a year, every year1
- It's an easy way to grow your savings while you spend
Saving while you spend
Each time you buy something with your Check Card, we'll round your purchase to the nearest dollar amount and transfer the difference from your checking account to your savings account. You get to keep the change and grow your savings. What could be easier?
Save with everyday purchases
Using your Check Card is always a smart way to spend. The money comes directly out of your checking account with no charge to you for this service. And now with Keep the Change®, it's even smarter. Because every bag of groceries, every coffee and every tank of gas adds up to more savings for you.
We'll even match your savings2
For the first three months, we'll match your Keep the Change savings at 100%. That means for every Keep the Change transfer, we'll contribute the same amount to your account. And when the three months are over, we'll continue contributing 10% a year, every year - to make it even easier to save. This reward will be paid annually to your savings account.
1 Only check cards are eligible for the promotional match on Keep the Change round-up savings. Rewards cards do not qualify for this match.
2 The matching funds will be credited to your savings account annually, within 8 weeks after the month in which the anniversary of your enrollment in Keep the Change savings service occurs. To receive the matching funds, your checking and savings accounts must be open and in good standing, and you must still be enrolled in the service. Annual promotional match will not exceed $250.