Bank of America Member Banking Checking Account

  • No monthly service charge if balance requirements are met
  • Online Banking service
  • Optional Bill Pay

Who it's for

  • If you have higher balances and want to be rewarded with special custom features and services.

Standard Features

  • Online Banking service
  • Optional Bill Pay
  • Wallet or duplicate style checks1
  • Standard size safe deposit box rental where available
  • Available cashier's check and travelers cheque services
  • Check Image or Check Safekeeping
  • Optional Bank of America debit card with Total Security Protection® and Photo Security®
  • Trade stocks online for as low as $0 with Bank of America Investment Services, Inc®
  • Flexible Account Options
  • Unlimited check writing
  • Unlimited teller service
  • A second Prima checking account with no minimum balance requirements
  • A money market savings account with no monthly service charge
  • Overdraft protection available from a linked savings account or credit card

Savings Account

  • Low minimum balance required
  • Save for unplanned expenses and special purchases
  • Use it for overdraft protection on checking
  • Start your savings plan with a low opening balance

Who it's for

  • You're opening your first savings account
  • You want to consistently save money for unexpected expenses or a special purchases (vacation, holiday gifts)

Standard Features

  • Open an account with as little as $25
  • Online Banking service
  • Optional Bill Pay
  • FDIC insured to the maximum amount allowed by law
  • Avoid service charge of $3 with automatic monthly transfer of $25 or more from checking or with minimum balance of $25
  • Flexible account options
  • Transfer money to or from checking
  • Monthly statement if you use an ATM or have transfers or a combined statement. Other statements issued quarterly
  • Easy access to your funds at any Bank of America ATM or Banking Center
  • Keep the Change
  • Automatically save with each optional debit card purchase
  • Bank of America will match 100% of your savings for the first 3 months and 10% a year, every year2
  • It's an easy way to grow your savings while you spend
  • Saving while you spend
  • Each time you buy something with your optional debit card, we'll round your purchase to the nearest dollar amount and transfer the difference from your checking account to your savings account. You get to keep the change and grow your savings. What could be easier?
  • Save with everyday purchases
  • Using your optional debit card is always a smart way to spend. The money comes directly out of your checking account with no charge to you for this service. And now with Keep the Change®, it's even smarter. Because every bag of groceries, every coffee and every tank of gas adds up to more savings for you.
  • We'll even match your savings3
  • For the first three months, we'll match your Keep the Change savings at 100%. That means for every Keep the Change transfer, we'll contribute the same amount to your account. And when the three months are over, we'll continue contributing 10% a year, every year - to make it even easier to save. This reward will be paid annually to your savings account.
  1. Free checks applies to select styles only. A discount will be applied when a different style is selected.
  2. Only debit cards are eligible for the promotional match on Keep the Change round-up savings. Rewards cards do not qualify for this match.
  3. The matching funds will be credited to your savings account annually, within 8 weeks after the month in which the anniversary of your enrollment in Keep the Change savings service occurs. To receive the matching funds, your checking and savings accounts must be open and in good standing, and you must still be enrolled in the service. Annual promotional match will not exceed $250.